Vehicle fleet
The problem
Vehicles joining or leaving change the insured period.
Registration plates and vehicle identifiers must remain linked to the vehicle and cover.
The premium must reflect the actual covered period.
What Tacita does
Vehicle register
Vehicle ID, plate and cover. The identifier that actually appears in insurers’ files.
Tamper-evident changes
Vehicle added or removed, plates surrendered. Every change records what was reported and when.
Recalculated premium
Prorated under each insurer’s agreement: 30E/360, part months or half months.
Should this claim be bought back?
The tool compares the claim cost with the extra premium over the next five years and shows how many days remain to decide.
An example
In the fictional example, a DAF XF removed on 01.08.2026 was billed CHF 3’163.38 instead of CHF 1’193.73 due. Fictional example.
Common questions
- How do you check a commission statement in Switzerland?
- Why might a Swiss commission statement omit policy numbers?
- Which software should a Swiss insurance broker choose?