How soon must a claim be reported in Switzerland?

In detail

Record when you learned of the claim and when you reported it.

Check what the policy asks you to submit and how.

The effects of late notice depend on the circumstances and the contract.

What the law says

Article 38 of the Swiss Insurance Contract Act (ICA, SR 221.229.1) governs notification.

Fedlex: Insurance Contract Act, art. 38

In practice

Report promptly and keep proof of submission.

How Tacita helps

Tacita records claim reports and dates. You remain responsible for reading the contract and deciding what to do.

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